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Insurance Costs

Quick Start Guide

Quick-start Guide: How to Lower Your Out-of-pocket Cost

When insurance plans change each year, it’s not uncommon for patients to discover that their copays go up. The annual change in benefits will often result in changes to how much an insured patient needs to pay out-of-pocket for their prescription medications.

Quick Start Guide

Quick-start Guide: More Ways to Save on Prescriptions

Quick-start Guide: How to access significant prescription savings directly from pharmaceutical manufacturers.

Quick Start Guide

Quick-start Guide: Avoid Frustration at the Pharmacy

This short tutorial is designed to address the most common mistake users make when pricing medications with the ScriptSave’s WellRx program. When you use the price-check tool on the ScriptSave WellRx website or app, it is important to make sure the default selections for all the different variables are matching with the details on your prescription.

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Out of Work and Health Insurance Coverage?

If you lose your employer-based health insurance coverage, you may consider enrolling in a spouse’s or domestic partner’s plan. However, if this is not an option for you, you still have other choices.

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25 Years and $10 Billion in Prescription Savings

More than $10 billion dollars of savings, as the company marks its Silver Anniversary with the release of a brand new module that can assist patients with their grocery choices and find healthier alternatives.

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What Medications Will Your Insurance Be Dropping?

The formulary is a list of approved medications for which an insurer has agreed to help cover the cost. However, there might be multiple manufacturers of numerous drugs designed to treat the same condition. This is an opportunity for the insurance company to trim costs by only agreeing to cover one drug for each health condition.

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It’s About The Patient

A difficult and complicated question to ask is what should patients look for in a healthcare professional? The solution is to observe their willingness to work with all your healthcare providers.

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Rx Savings Too Good to be True?

For most Americans, chances are good you’re spending too much on your prescription medications. The increasing cost is staggering. And with so many companies offering discounts on prescriptions, it can sound like a scam. As the saying goes, if it sounds too good to be true, it probably is.

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How to Get Prescription Discounts

Chances are good that you are spending too much on your prescription medications. Every day we receive phone calls, emails, and comments on Facebook about the staggering prices people pay for the medications they need. People are struggling. We get it. That’s why we launched ScriptSave WellRx – to bring prescription savings to everyone.

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Employer Response to Preventive Care

Every year, employers are paying more to have their employees insured. A study on the annual growth rate of health care costs found that employers are experiencing 5%-to-6% increases in healthcare costs per year.

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Prescription Price Matters

If you’ve ever used a medication price-check tool for a prescription savings program (like ScriptSave WellRx), only to have been told a different price when you're ready to pay for the prescription at the pharmacy, then this post is for you.

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Opting Out of Healthcare

One quarter of surveyed Americans report that they, or someone in their family, have skipped vital medical care because of the cost. The recent survey also revealed that more than half of those who responded worry about not being able to afford health insurance.

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Do You Believe the CBO? An Analysis of Repeal or Replace

It’s a hectic time for anyone trying to predict what will happen to their family’s healthcare costs. Every conceivable think tank, group, association and committee seems to have an opinion, and many ScriptSave WellRx members are wondering (and worrying) about who to believe. One thing seems to be certain – change is coming. For some, it’ll be well received, while others may be worse for the change.

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Americans Face Health Care Cost Challenges

According to a recent study, 43 percent of adults with health insurance report problems affording their deductible, and 29 percent say they have difficulty paying medical bills. Among those citing trouble paying their medical bills, more than 70 percent have cut back on vacations, spending on food, clothing or basic household items.

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Honesty 1.01 | Always Ask, “What’s the Cash Price?”

Always ask, “What’s the Ca$h Price?”
Always show your ScriptSave WellRx card
The ScriptSave® WellRx Facebook page sees a lot of interaction…and we love getting questions. By far the most common questions and comments are those related to insurance.
“Can I use ScriptSave WellRx with my insurance?”
“How does it work if it’s not insurance?”
“I have insurance, so your card isn’t for me.”
For the record, not only is that last one a misconception, it’s also a fast-track to over-paying for your meds (and it’s the starting point for this blog post).

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ScriptSave WellRx :: Part of the 89%

Lowering prescription costs is what we do every day at ScriptSave® WellRx. In fact, the average savings rate among our members for 2016 was 45%, and some members even saw savings as much as 80%.
So, when we read a February 2017 press release from health network pioneers, PatientsLikeMe, citing the following stats, it certainly grabbed our attention:

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Physicians Mutual Insurance Company Transitions to ScriptSave® WellRx – Enhancing Collaborative Partnership with ScriptSave

We are happy to announce that Physicians Mutual will transition their current ScriptSave program to ScriptSave WellRx, a technology enabled prescription savings and management program. ScriptSave WellRx will not only deliver prescription discounts to Physicians Mutual’s Medicare Supplement, Life Insurance, and Annuity Insurance customers, it will also provide new tools that promote medication education and adherence. Customers will be equipped with a mobile app and website, which show medication prices at local pharmacies, provide helpful medication information and images, direct pharmacist support through “Ask a Pharmacist”, and reminder tools to promote adherence and wellness.

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Now Get Even Lower Prescription Prices with ScriptSave® WellRx!

With annual price tags topping $100,000 for some new drugs for cancer and rare diseases, many patients have not been able to afford their medicines. Massive price hikes on old products, like Mylan’s EpiPen emergency allergy injectors, have also left some patients struggling to afford their drugs.

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Create A Free Account To Use Medicine Chest

This feature requires registration. Sign up or log in to your free WellRx account to gain access to this and other tools to help make managing your medications and wellness easier.

Benefits Include:

Store & manage your medication list
Medication pricing updates
Import medication from your pharmacy
Medication information
Pill & refill reminders
Medication journal & mood log

Sign up to use Medicine Chest

Create A Free Account To Use this feature

This feature requires registration. Sign up or log in to your free WellRx account to gain access to this and other tools to help make managing your medications and wellness easier.

Benefits Include:

Store & manage your medication list
Medication pricing updates
Import medication from your pharmacy
Medication information
Pill & refill reminders
Medication journal & mood log

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